Karin A. Garvin maintains her law office in Pensacola, Florida where she practices exclusively in the area of debtor representation in bankruptcy.  Born and raised in Annapolis, Maryland, Ms. Garvin received her Bachelor of Arts degree, summa cum laude  from West Virginia University in 1986 and followed with her Juris Doctor degree in 1989 from the Washington and Lee University School of Law.

Ms. Garvin began her legal career by serving in the position of  Law Clerk to The Honorable E. Stephen Derby, United States Bankruptcy Judge for the District of Maryland.  Thereafter she was associated with the Baltimore law firm of Niles, Barton and Wilmer where she practiced in the areas of creditor representation in bankruptcy, foreclosure and general commercial law.  After marrying, Ms. Garvin used her marketing and sales skills in both the medical equipment and the accounting and finance staffing arenas as she and her husband moved from the east coast to the west coast while her husband served as a Navy Pilot.  After moving to the Pensacola area in 1996, Ms. Garvin passed the Florida Bar Examination in April 1997 and was associated with a Milton, Florida law firm for four years where she practiced bankruptcy, family law, probate and general civil litigation.  Subsequently, Ms. Garvin was associated with a regional bankruptcy law firm for two years where her practice was focused on debtor representation in bankruptcy.

Ms. Garvin is admitted to practice in Florida, Maryland, The District of Columbia, The United States District Court for the District of Maryland, The United States District Court for the Northern District of Florida, and The United States Court of Appeals for the Fourth Circuit.  Additionally, she enjoys active memberships in the Escambia/Santa Rosa Bar Association, the American Bankruptcy Institute and the Bankruptcy Bar Association for the Northern District of Florida..

Considering it important to participate in her community, Ms. Garvin is a tutor and Vice President of the Board of Directors of Learn to Read of Northwest Florida, Inc., a non profit organization that trains adults to teach other adults who need assistance with their reading and writing skills.